HOMEBUYER'S GUIDE

Buying a home in today’s market is not easy, but with the proper support, it can be one of the smartest, most empowering moves you’ll ever make.

 

That’s where we come in.

STEP 1

ESTABLISHING YOUR FINANCIAL FOUNDATION

UNDERSTANDING YOUR NUMBERS

 

                      Goal: Clarify your numbers before shopping.

  • Borrowing & stress test: via broker; test higher rates.

  • Pre‑approval: lock it in.

  • Upfront costs (estimate): stamp duty, legal, building & pest, bank fees, moving, first‑year insurance.

  • Ongoing costs: rates, strata fees, water, maintenance, and repairs buffer.

  • Edge alerts: expect $5,000–$10,000+ in hidden annual costs; factor these into your planning.

  • Grants/thresholds: The 5% scheme starts on 1 Oct; competition may rise, so aim for a value that is still available.

  • Pro tip: Keep a 3-month post-settlement cash buffer.

STEP 2

TAILORING YOUR HOME SEARCH

FOCUSING ON WHAT TRULY MATTERS

 

   We create a brief that reflects your life, not someone else’s checklist:

Lifestyle mapping: commute times, school zones, green space, community feel.

Non‑negotiables vs nice‑to‑haves: what you won’t compromise on and what you can.

Suburb shortlists that balance likeability today with growth drivers (infrastructure, transport links, employment hubs).

Stock selection: established vs. newer builds; houses vs. townhouses vs. apartments; maintenance and strata implications.

Edge Alert FOMO Control: The grant can make auctions feel hotter. We separate emotion from value with evidence: comparable settled sales, not just asking prices.

Pro tip: Use the 10-minute test. If a daily errand takes longer than 10 minutes, it will likely frustrate you in the long term, as the inconvenience of the location compounds over time.

STEP 3

LEVERAGE LOCAL INSIGHT

NAVIGATING THE MARKET WITH EXPERTISE

 

                            This is where local knowledge pays for itself:

  • Open‑home diagnostics: layout flow, orientation, street noise, natural light, parking reality, privacy.

  • Price reality check: recent settled sales, on‑market time, vendor motivation—then a clear price range we’ll defend.

  • Off‑market & pre‑market access: options you won’t see on portals.

  • Red‑flag radar: water ingress risk, easements/encumbrances, nearby rezoning or significant developments, body‑corporate health (sinking fund, special levies).

Edge Alert – Strata Health Matters: A thin sinking fund or a history of special levies can be a future budget blowout. We interrogate the records before you commit.

Pro tip: We run a future‑owner test—“Would the next buyer pay a premium for this property?” It keeps you anchored to long‑term value.

STEP 4

COLLABORATIVE SUCCESS

YOUR TEAM APPROACH TO BUYING PROPERTY

 

        Property isn’t a solo mission. We quarterback the whole process so

        you can focus on life:

  • Team coordination: mortgage broker, conveyancer/solicitor, building & pest, strata, insurers—all on one timeline.

  • Contract & due diligence: conditions, inclusions, cooling‑off, and risk controls that fit your situation.

  • Negotiation & auctions: a disciplined strategy with a walk‑away number, escalation ladder, and the calm to stick to it.

  • Settlement protection: verified bank details by phone/on video with known contacts; no email‑only changes accepted. Cyber‑scams are real—we harden the process.

Edge Alert – Payment Redirection Scams: We use a two-channel verification process for any payment details. One mistake can cost six figures, not on our watch.

Pro tip: Decide on your must-win and must-walk conditions in writing before negotiations begin. Clarity beats pressure every time.

BUYING RIGHT ISN'T ABOUT LUCK, IT'S ABOUT STRATEGY, TIMING, AND THE RIGHT SUPPORT.

As your Buyer’s Agent, we bring expert advice, sharp negotiation skills, and a process designed entirely around you.